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Frequently asked questions

Pay online:
Pay with a debit card by clicking on any of the Pay Online buttons on this website www.cmos.ie
Be sure to include your reference number with your payment details. Failure to do so may delay allocation of payment to your account.

Pay by phone:
Call us over the phone on 01-5547894. Our agents are there to assist you with any queries you might have.

Pay at your local Payzone outlet (in most local shops)
You can pay at your local Payzone outlet
https://www.payzone.ie/find-a-store-near-you.

Bring the request for payment you received via email (with PDF attachment) or hard copy as it includes a barcode that can be presented for payment at the Payzone outlet.

Pay by bank lodgement and transfer:
Lodge payments into any AIB bank or via bank transfer from your own bank. Our bank details are on our communication to you.
Please contact us for further information by calling 01-5547894 or emailing info@cmos.ie

Pay by cheque or postal Order:
Send cheques or postal orders to PO BOX 11013 Dublin 1 quoting the reference number in your recent correspondence. All cheques and postal orders should be made payable to Credit Management Outsource Solutions (CMOS) Ltd.

As part of your T&C’s with our client for supplying their services to you, it will have stated that they may pass your information on to a 3rd party for bill collection purposes. If you wish to view the full terms and conditions of our client, please visit their website. We, Credit Management Outsource Solutions (CMOS) Ltd, are fully compliant with GDPR, and confirm that your data is secure and:

1. We have obtained and processed your data lawfully, fairly and in a transparent manner: – Your data was provided to us by our client in accordance with their Terms and Conditions.

2. Your data is processed by CMOS for only specified, explicit and legitimate purposes.
If you are in dispute about the balance assigned to us to collect, we are happy to assist you with any query that you may have.

Credit Management Outsource Solutions (CMOS) Ltd processes personal data in accordance with Data Protection Law. The CMOS Privacy Statement can be found at www.cmos.ie/privacy-policy/. Should you wish to make a Data Subject Access Request (DSAR), details of how to do so are contained within the link provided above.

If you do not recognise the account we have written to you about, please contact us and we will investigate.

Who are CMOS and why are they contacting me ?
We are a business that provides credit and debt management services including collection of debts.

If you have already paid the debt then please contact us on the number stated on the letter or email which you have received. We will liaise with your creditor and arrange to have your file closed.

If you do not recognise the amount, please contact us and we will investigate. Please note that some of our clients add additional charges once the account is placed with us.